Of Collections and Collectors


Previously I alluded to some court/attorney issues, one of which was related to timing. Suffice it to say, I’ve been involved in negotiations regarding a settlement case for almost four years.

Four years of listening to my first attorney tell me that yes, he should really stay on top of things and contact opposing counsel once in a while; you know, just to make sure they actually are working on this issue. Nearly two years ago he told me to open an account to handle the settlement, and so I did, fully believing that we were very close to finishing.

Three more months of waiting, and I fired the lawyer.

The “other side” was having difficulties retaining counsel as well: the first one, who by rights should have been a defendant in some case, somewhere, became ill and retired. The second one was filling in during the absence of the first, then he passed the case along to a third attorney. This one lasted, oh, maybe six months. The fourth, who is not quite sure whom he represents, has been on board for almost a year; it seems as though he has too many family obligations, however, to capably perform his job. Or he has too much imagination, as he provides a constant stream of implausible excuses.

For the past three years, I have been told that the “other side” wants to settle, and that they have agreed to our proposal or that we’ve agreed to theirs. Last August, we agreed to their offer; in October, they requested a meeting to discuss that same offer (that we’d already agreed to), then promised to have the papers drawn up for signing. By December, they went back on their word and negated their promises; they had a new offer in mind. At the end of 2008, they stated that, after all, they preferred the original agreement.

At this point we’d wasted five months with their dithering. On January 8, I received a communication stating that the papers were ready and they were going to review them, and send them over. I expected to receive them by at least January 14.

Now, pay attention: here’s where the “collections and collectors” actually becomes part of the story.

I have a lot bills, and debts; much like a large part of the country, I struggle every month to pay whatever possible. I owe money; I admit it. I am not sitting on piles of hundred-dollar bills, saying “nanner, nanner” to my creditors. We had a plan, a good one; the plan was to pay down debt, as per this settlement, improve our credit, hang tight for a bit, and buy a house. This would take time, but we had a year’s lease and were in no particular hurry.

So, when a collector contacted me the first week of January and offered me a much-discounted amount to pay off a credit card bill, I was interested. Surely, I thought, after all this time, things will be settled as they tell me. More fool, I.

I decided to accept his offer, and gave him all the information for the payment to be made on January 25. Three weeks seemed like plenty of time. That time came and went, and still…nothing. I moved the date to today, January 31. Still nothing.

I’ve had to break my word, twice, to this agency, because a certain group of attorneys cannot demonstrate honor and integrity. Yet, the law is considered one of the highest callings, one for which individuals must prepare and be thoroughly vetted; members of the bar are supposed to be smart, and organized, and truthful, and…the list could go on and on about the “qualities” a lawyer must possess. These apparently do not.

Perhaps I am a fool. I do believe in the general “goodness” of man, especially professionals; perhaps that’s wrong. Am I wrong for believing in honor and integrity? Am I wrong for believing that right will triumph?

I’m almost certainly wrong for agreeing to pay this debt, at this time. But I don’t think I’ve lacked patience and I do know my plan was a good one. Unfortunately, it depended a great deal on the word of those who should be honorable, but are not. Lesson learned. Don’t count on anyone.

And don’t expect those who are wrong to admit their shortcomings, or to pay for them; not even family. But that can wait till tomorrow’s post.

Paperwork and School


Today I had to fill out paperwork for my son to return to public school. This is a potential reason why the rainforests are dwindling and global warming, er, “climate change” (the new buzzword) are occurring.

Just one year ago, almost to the day, my son was attending this same high school. They had all the information, none of which has changed except his grade level. Is it that difficult to change a “9” to a “10”?

Apparently so. I filled out, again, all his bio information, name, address, SSN, phone numbers, parents’ names, birthdate, etc., etc. This included a section for emergency contact and health information. Same, same, ditto, ditto.

After those six pages or so, there was an “emergency contact” form, the information on which I had already written on the enrollment form in the proper section. Then another “health information” form, again, already done on the first batch of papers.

Is it seriously that hard to make a copy for the main office and the school nurse? Can they not look it up on a computer after it’s been entered? At least they finally have the forms online for parents to print and sign before wasting a trip to the school to pick them up.

When we finally got there, they asked for “proof” of residency. A drivers’ license is not good enough for that, they must have a signed lease or credit card bill – unpaid, no problem with that one – and a whole laundry list of other “acceptable” documents. Even though I told them nothing has changed. Thankfully, they realize they already had copies and so stopped hassling me.

This is Friday morning. Apparently they cannot make a phone call to get records faxed and received today, they cannot do whatever the heck it is they have to do (probably file papers in the cabinet) by Monday, so my son may not be back in school until “sometime” next week. Fine. Whatever.

It amazes me that, in this day and age of computers, faxes, phones attached at the hip, etc., that no one’s priority seems to be getting kids into school and keeping them there. I should say, that, when we arrived, we sat for about ten minutes or so in the main office area – it was full of loud kids, doing Lord knows what besides hollering at and “dissing” each other; why weren’t they in class? That brings me to Part II.

The school has a period called “Academic Lab”, or AcLab. This is a “free” period everyday, or every two days, during which kids are supposed to be studying; they can also “travel” or go to see other teachers for help with homework and assignments.

Personally, this is where my son, and others, find a lot of trouble. They visit, they talk on contraband cell phones, they use the computer lab to do who knows what. They sometimes even leave campus.

Oh, and those papers that parents sign regarding Internet usage? Just another way to add to the paperwork – turns out they can’t/won’t enforce usage or non-usage. Guess it’s too much trouble.

So, after all the time and effort, my son may be in school next week, at some point. Or he may not. We still have the $10,000 bill to pay from the most recent school.